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There are two parts to receiving money through PayPal. You can send a one-time payment of up to $4,000 without setting up a PayPal account. If you have a Verified PayPal account, you can send a maximum $60,000 from your account.

Choose "Friends and Family" or "Goods and Services" and tap "Next".

Choose your payment method and tap Next.Enter the amount you want to send and tap Next.Enter the recipient's name, PayPal username, email or mobile number.Log in to the PayPal app or website and do the following: You can send secure payments to almost anyone without sharing your financial information with the recipient. How do I send or receive money with PayPal? Sending money through PayPal If the amounts you enter match what PayPal deposited, they will link your bank account. Once you receive these deposits, go back to the Wallet section account and enter the exact amounts of the deposits. PayPal will then temporarily deposit two small amounts into your bank account. Submit your banking information by going to the “Wallet" section of your PayPal account and clicking “Link a Bank." You can find your routing number by logging into your bank account online. Once you sign up for a PayPal account, they will use your bank account number and your bank's routing number to link them together. You can get your funds more quickly if you pay a fee. Cash checks: PayPal's check-cashing service lets you take a picture of the check you want to cash, and receive the money without a fee after 10 days.You can also use your account to donate to charities listed on PayPal's Giving Fund page. Make charitable donations: You can use your PayPal account to make contributions to nonprofit organizations that use the PayPal donate button on their websites.Create a money pool: If you have a personal PayPal account, you can create a money pool that lets a group of people contribute to a shared expense.The recipient can click on the payment button to pay you with their PayPal account, credit card or debit card.

Generate invoices: PayPal's free invoice tool lets you send a customized invoice with your logo and contact information.Accept credit cards on your website: If you're a small business owner, PayPal can act as the credit card processor for your payments.Request and receive money: Anyone can send you money by entering the email address or phone number you have registered with your PayPal account.Send money to friends or businesses: You can send money to anyone with an email address or mobile phone number.If it is your preference not to use a credit card, you can still take advantage of all of PayPal's features by linking to a bank account. How do I use PayPal without a credit card? PayPal has become one of the most widely used and trusted third-party processors, currently serving almost 400 million active users worldwide. When you link your bank account, credit card or debit card to your PayPal account, you can use PayPal to make purchases online, and those merchants will not receive your account information. It acts as the intermediary party between you and your bank. PayPal is an online payment system that allows you to make purchases online or in person, as well as send and receive money to others. How can Chase customers maximize their benefits when using PayPal?.How do I send or receive money with PayPal?.How do I link my bank account to PayPal?.How do I use PayPal without a credit card?.It's helpful to understand how PayPal works and what your options are for sending and receiving money through their app. As long as you have a bank account, you can set up a PayPal account without a credit card or debit card.

You don't need a credit card to use PayPal.

SIGN UP FOR PAYPAL CARD FREE